Apple will hold a special "Let's Talk iPhone" event today at 10 am Pacific. Topics rumored to be discussed and/or unveiled include iOS 5, iCloud, an iPhone 5, an iPhone 4S, iPod updates and Apple TV updates.

Here's what I'm predicting:

° An iPhone 5 with 1GB of RAM, built-in voice technology, and perhaps a 4-inch screen and beefed up camera.

° No low-end, contract-free iPhone 4S.

° The announcement of Sprint and T-Mobile as iPhone carriers.

° A specific release date for iOS 5 and iCloud (though they won't roll out today).

° New iPod touches and iPod nanos. No Apple TV updates.

We'll be covering today's special event so check back in and see how well my crystal ball works.

-- Dennis Sellers